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Tuesday, November 4, 2025

Number of VA loans issued in Alabama increased by 26.4% from Q3 2024 to Q3 2025

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Eddie Pool, Assistant Secretary for Information and Technology and Chief Information Officer | Official Website

Eddie Pool, Assistant Secretary for Information and Technology and Chief Information Officer | Official Website

The U.S. Department of Veterans Affairs (VA) issued 3,730 home loans in Alabama, totaling $1.2 billion, during the third quarter of the fiscal year 2025, according to the Veterans Affairs Home Loans Index.

In the same quarter of the previous year, Alabama issued 2,952 home loans, totaling $929.5 million.

The VA assists service members, veterans and eligible surviving spouses to achieve homeownership through loans provided by banks and mortgage companies.

A portion of the loan is guaranteed by the VA, which allows the lender to provide better rates.

Several VA housing programs can help eligible individuals buy, build, or repair their homes. These include Purchase Loans, Interest Rate Reduction Refinance Loans (IRRRL), and Adapted Housing Grants, which are designed for veterans with service-connected disabilities.

VA Home Loans in Alabama (Q3 2024 vs. Q3 2025)
QuarterNumber of LoansTotal Loan Amount
Q3 20253,730$1.2 billion
Q3 20242,952$929.5 million

Information in this article was obtained from the Veterans Affairs Home Loans Index. The source data can be found here.

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